:root {
  --navy: #071a3a;
  --navy-2: #0f2d5c;
  --gold: #c99a35;
  --gold-2: #f0c66a;
  --ink: #162033;
  --muted: #647089;
  --line: #dfe6f2;
  --soft: #f5f8fc;
  --white: #ffffff;
  --shadow: 0 18px 46px rgba(7, 26, 58, 0.12);
  --radius: 8px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

.container {
  width: min(1140px, calc(100% - 32px));
  margin-inline: auto;
}

.top-strip {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.86);
  font-size: 0.9rem;
}

.top-strip .container {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 8px 0;
  flex-wrap: wrap;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid rgba(7, 26, 58, 0.08);
  backdrop-filter: blur(18px);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  min-height: 76px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 800;
  letter-spacing: 0;
  color: var(--navy);
  font-size: 1.35rem;
}

.brand-mark {
  width: 38px;
  height: 38px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  overflow: hidden;
  color: var(--navy);
  background: var(--white);
  box-shadow: 0 8px 20px rgba(201, 154, 53, 0.28);
}

.brand-mark img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.nav-toggle {
  display: none;
  width: 42px;
  height: 42px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  color: var(--navy);
  cursor: pointer;
}

.nav-toggle span {
  display: block;
  width: 19px;
  height: 2px;
  margin: 4px auto;
  background: currentColor;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 20px;
  font-size: 0.95rem;
  font-weight: 650;
  color: #23304a;
}

.site-nav a {
  position: relative;
  padding: 10px 0;
}

.site-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 100%;
  bottom: 3px;
  height: 2px;
  background: var(--gold);
  transition: right 0.22s ease;
}

.site-nav a:hover::after,
.site-nav a.is-active::after {
  right: 0;
}

.nav-cta {
  display: flex;
  gap: 10px;
  align-items: center;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 44px;
  padding: 11px 18px;
  border: 1px solid transparent;
  border-radius: var(--radius);
  font-weight: 750;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn img {
  width: 20px;
  height: 20px;
  object-fit: contain;
}

.btn-primary {
  color: var(--navy);
  background: linear-gradient(135deg, var(--gold-2), var(--gold));
  box-shadow: 0 14px 28px rgba(201, 154, 53, 0.24);
}

.btn-secondary {
  color: var(--white);
  background: var(--navy);
  box-shadow: 0 14px 28px rgba(7, 26, 58, 0.18);
}

.btn-ghost {
  color: var(--navy);
  background: rgba(255, 255, 255, 0.8);
  border-color: rgba(7, 26, 58, 0.15);
}

.section {
  padding: 78px 0;
}

.section-soft {
  background: var(--soft);
}

.section-navy {
  color: var(--white);
  background: linear-gradient(135deg, var(--navy), #123b75);
}

.eyebrow {
  color: var(--gold);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.78rem;
}

.section-head {
  display: grid;
  gap: 10px;
  margin-bottom: 32px;
  max-width: 760px;
}

.section-head.center {
  text-align: center;
  margin-inline: auto;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  font-size: clamp(2.55rem, 5vw, 5.25rem);
  line-height: 0.98;
  letter-spacing: 0;
  margin-bottom: 18px;
}

h2 {
  color: var(--navy);
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.08;
  letter-spacing: 0;
  margin-bottom: 0;
}

h3 {
  color: var(--navy);
  font-size: 1.18rem;
  line-height: 1.25;
  margin-bottom: 8px;
}

.section-navy h2,
.section-navy h3 {
  color: var(--white);
}

.lead {
  color: var(--muted);
  font-size: 1.08rem;
  max-width: 700px;
}

.section-navy .lead,
.section-navy p {
  color: rgba(255, 255, 255, 0.82);
}

.hero {
  position: relative;
  min-height: calc(100vh - 112px);
  display: grid;
  align-items: center;
  overflow: hidden;
  color: var(--white);
  background: var(--navy);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(7, 26, 58, 0.94) 0%, rgba(7, 26, 58, 0.73) 44%, rgba(7, 26, 58, 0.15) 100%);
  z-index: 1;
}

.hero-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 720px;
  padding: 64px 0 96px;
}

.hero h1 {
  color: var(--white);
}

.hero .lead {
  color: rgba(255, 255, 255, 0.85);
  font-size: 1.18rem;
}

.hero-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 28px;
}

.trust-bar {
  position: relative;
  z-index: 3;
  margin-top: -48px;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  background: var(--white);
  border: 1px solid rgba(7, 26, 58, 0.08);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
}

.trust-item {
  padding: 22px;
  display: flex;
  align-items: center;
  gap: 12px;
  border-right: 1px solid var(--line);
  font-weight: 750;
  color: var(--navy);
}

.trust-item:last-child {
  border-right: 0;
}

.icon {
  flex: 0 0 auto;
  width: 42px;
  height: 42px;
  border-radius: 8px;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: rgba(201, 154, 53, 0.16);
  font-weight: 900;
}

.icon img {
  width: 28px;
  height: 28px;
  object-fit: contain;
}

.category-card .icon {
  width: 58px;
  height: 58px;
  background: #ffffff;
  border: 1px solid rgba(201, 154, 53, 0.2);
  overflow: hidden;
}

.category-card .icon img {
  width: 50px;
  height: 50px;
  object-fit: contain;
}

.grid {
  display: grid;
  gap: 18px;
}

.grid-2 {
  grid-template-columns: repeat(2, 1fr);
}

.grid-3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid-4 {
  grid-template-columns: repeat(4, 1fr);
}

.card {
  border: 1px solid rgba(7, 26, 58, 0.1);
  border-radius: var(--radius);
  background: var(--white);
  padding: 24px;
  box-shadow: 0 8px 24px rgba(7, 26, 58, 0.06);
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}

.card:hover {
  transform: translateY(-5px);
  border-color: rgba(201, 154, 53, 0.45);
  box-shadow: var(--shadow);
}

.category-card {
  min-height: 198px;
  display: grid;
  align-content: space-between;
}

.category-card p,
.card p {
  color: var(--muted);
  margin-bottom: 0;
}

.feature-list {
  display: grid;
  gap: 13px;
  padding: 0;
  margin: 18px 0 0;
  list-style: none;
}

.feature-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: #33405a;
}

.feature-list li::before {
  content: "";
  width: 9px;
  height: 9px;
  margin-top: 9px;
  border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 0 0 5px rgba(201, 154, 53, 0.14);
}

.split {
  display: grid;
  grid-template-columns: 1.08fr 0.92fr;
  gap: 34px;
  align-items: center;
}

.form-panel {
  background: var(--white);
  border: 1px solid rgba(7, 26, 58, 0.1);
  border-radius: var(--radius);
  padding: 26px;
  box-shadow: var(--shadow);
}

.form-grid {
  display: grid;
  gap: 14px;
}

.field {
  display: grid;
  gap: 6px;
}

.field label {
  color: var(--navy);
  font-weight: 750;
  font-size: 0.92rem;
}

.field input,
.field select,
.field textarea {
  width: 100%;
  border: 1px solid #cfd8e8;
  border-radius: 8px;
  padding: 12px 13px;
  color: var(--ink);
  background: var(--white);
  outline: none;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.field textarea {
  min-height: 112px;
  resize: vertical;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 4px rgba(201, 154, 53, 0.16);
}

.error {
  display: none;
  color: #b42318;
  font-size: 0.83rem;
}

.field.is-invalid .error {
  display: block;
}

.form-success {
  display: none;
  margin-top: 12px;
  padding: 10px 12px;
  border-radius: 8px;
  background: #e9f8ee;
  color: #146c2e;
  font-weight: 700;
}

.form-success.is-visible {
  display: block;
}

.breadcrumb {
  padding: 22px 0 0;
  color: var(--muted);
  font-size: 0.92rem;
}

.breadcrumb a {
  color: var(--navy);
  font-weight: 700;
}

.page-hero {
  padding: 76px 0 70px;
  color: var(--white);
  background: linear-gradient(135deg, rgba(7, 26, 58, 0.96), rgba(15, 45, 92, 0.9));
  background-size: cover;
  background-position: center;
}

.page-hero h1 {
  max-width: 880px;
}

.page-hero .lead {
  color: rgba(255, 255, 255, 0.86);
}

.accordion {
  display: grid;
  gap: 12px;
}

.accordion-item {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  overflow: hidden;
}

.accordion-button {
  width: 100%;
  min-height: 58px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 16px 18px;
  border: 0;
  background: transparent;
  color: var(--navy);
  font-weight: 800;
  text-align: left;
  cursor: pointer;
}

.accordion-button::after {
  content: "+";
  color: var(--gold);
  font-size: 1.35rem;
}

.accordion-item.is-open .accordion-button::after {
  content: "-";
}

.accordion-panel {
  display: none;
  padding: 0 18px 18px;
  color: var(--muted);
}

.accordion-item.is-open .accordion-panel {
  display: block;
}

.testimonial-shell {
  overflow: hidden;
}

.testimonial-track {
  display: flex;
  transition: transform 0.45s ease;
}

.testimonial-card {
  flex: 0 0 100%;
  padding: 4px;
}

.slider-controls {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 18px;
}

.slider-dot {
  width: 10px;
  height: 10px;
  border: 0;
  border-radius: 50%;
  background: #ccd6e6;
  cursor: pointer;
}

.slider-dot.is-active {
  background: var(--gold);
}

/* ── Premium Calculator (New) ── */

.pcalc {
  background: var(--white);
  border: 1px solid rgba(7, 26, 58, 0.08);
  border-radius: 16px;
  padding: 0;
  box-shadow: 0 24px 64px rgba(7, 26, 58, 0.12), 0 0 0 1px rgba(201, 154, 53, 0.08);
  overflow: hidden;
}

.pcalc-header {
  background: linear-gradient(135deg, var(--navy), var(--navy-2));
  padding: 28px 28px 24px;
  position: relative;
  overflow: hidden;
}

.pcalc-header::before {
  content: "";
  position: absolute;
  top: -40%;
  right: -10%;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: rgba(201, 154, 53, 0.12);
  filter: blur(40px);
}

.pcalc-header::after {
  content: "";
  position: absolute;
  bottom: -30%;
  left: -5%;
  width: 160px;
  height: 160px;
  border-radius: 50%;
  background: rgba(18, 59, 117, 0.3);
  filter: blur(30px);
}

.pcalc-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 5px 14px;
  border-radius: 20px;
  background: rgba(201, 154, 53, 0.2);
  color: var(--gold-2);
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 12px;
  position: relative;
  z-index: 1;
}

.pcalc-title {
  color: var(--white) !important;
  font-size: 1.45rem;
  margin-bottom: 4px;
  position: relative;
  z-index: 1;
}

.pcalc-subtitle {
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.92rem;
  margin-bottom: 0;
  position: relative;
  z-index: 1;
}

.pcalc-type-selector {
  padding: 20px 28px 0;
}

.pcalc-body {
  padding: 0 28px 28px;
}

.pcalc-inputs {
  display: grid;
  gap: 18px;
  padding: 20px 0;
  transition: opacity 0.25s ease, transform 0.25s ease;
}

/* Calc Field */
.calc-field {
  display: grid;
  gap: 8px;
}

.calc-label {
  color: var(--navy);
  font-weight: 700;
  font-size: 0.88rem;
  letter-spacing: 0.01em;
}

.calc-range-val {
  color: var(--gold);
  font-size: 1rem;
}

.calc-range-unit {
  color: var(--muted);
  font-size: 0.82rem;
  font-weight: 500;
}

/* Custom Select */
.calc-select {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid #dfe6f2;
  border-radius: 10px;
  background: var(--white);
  color: var(--ink);
  font-size: 0.92rem;
  font-weight: 600;
  cursor: pointer;
  outline: none;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%23647089' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}

.calc-select:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 4px rgba(201, 154, 53, 0.12);
}

.calc-type-select {
  font-size: 1rem;
  font-weight: 750;
  padding: 13px 16px;
  border-color: rgba(201, 154, 53, 0.3);
  background-color: rgba(201, 154, 53, 0.04);
}

/* Toggle Buttons */
.calc-toggle-group {
  display: flex;
  gap: 0;
  border-radius: 10px;
  overflow: hidden;
  border: 1.5px solid #dfe6f2;
}

.calc-toggle-btn {
  flex: 1;
  padding: 10px 16px;
  border: none;
  background: var(--white);
  color: var(--muted);
  font-size: 0.88rem;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.25s ease;
  border-right: 1px solid #dfe6f2;
}

.calc-toggle-btn:last-child {
  border-right: none;
}

.calc-toggle-btn.is-active {
  background: linear-gradient(135deg, var(--navy), var(--navy-2));
  color: var(--white);
  box-shadow: inset 0 2px 8px rgba(0,0,0,0.15);
}

.calc-toggle-btn:not(.is-active):hover {
  background: var(--soft);
  color: var(--navy);
}

/* Custom Slider */
.calc-slider-wrap {
  position: relative;
  padding: 4px 0;
}

.calc-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: transparent;
  outline: none;
  cursor: pointer;
  position: relative;
  z-index: 2;
}

.calc-slider-track {
  position: absolute;
  top: 50%;
  left: 0;
  right: 0;
  height: 6px;
  border-radius: 3px;
  background: #e8edf5;
  transform: translateY(-50%);
  z-index: 0;
  overflow: hidden;
}

.calc-slider-fill {
  height: 100%;
  border-radius: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-2));
  transition: width 0.1s ease;
}

.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--white);
  border: 3px solid var(--gold);
  box-shadow: 0 2px 8px rgba(201, 154, 53, 0.35);
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.calc-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  box-shadow: 0 4px 14px rgba(201, 154, 53, 0.45);
}

.calc-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--white);
  border: 3px solid var(--gold);
  box-shadow: 0 2px 8px rgba(201, 154, 53, 0.35);
  cursor: pointer;
}

/* Results Card */
.pcalc-results {
  margin-top: 4px;
}

.pcalc-result-card {
  border-radius: 14px;
  background: linear-gradient(145deg, var(--navy), #0d2752);
  padding: 24px;
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.pcalc-result-card::before {
  content: "";
  position: absolute;
  top: -50%;
  right: -20%;
  width: 200px;
  height: 200px;
  border-radius: 50%;
  background: rgba(201, 154, 53, 0.1);
  filter: blur(50px);
}

.pcalc-result-top {
  display: grid;
  gap: 4px;
  margin-bottom: 18px;
  position: relative;
  z-index: 1;
}

.pcalc-result-label {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.65);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.pcalc-result-amount {
  font-size: 2.2rem;
  font-weight: 900;
  color: var(--gold-2);
  line-height: 1.1;
  letter-spacing: -0.02em;
}

.pcalc-result-freq {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  font-weight: 500;
}

@keyframes pcalcPop {
  0% { transform: scale(1); }
  40% { transform: scale(1.06); }
  100% { transform: scale(1); }
}
.pcalc-pop {
  animation: pcalcPop 0.35s ease;
}

/* Breakdown Rows */
.pcalc-breakdown {
  display: grid;
  gap: 8px;
  padding: 14px 0;
  border-top: 1px solid rgba(255,255,255,0.1);
  position: relative;
  z-index: 1;
}

.pcalc-breakdown-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.75);
}

.pcalc-breakdown-row span:last-child {
  font-weight: 700;
  color: rgba(255,255,255,0.95);
}

.pcalc-row-total {
  padding-top: 10px;
  border-top: 1px dashed rgba(255,255,255,0.15);
  font-weight: 800 !important;
}

.pcalc-row-total span:last-child {
  font-size: 1.05rem;
  color: var(--gold-2) !important;
}

/* Extras */
.pcalc-extras {
  display: grid;
  gap: 6px;
  padding-top: 10px;
  border-top: 1px solid rgba(255,255,255,0.08);
  margin-top: 8px;
  position: relative;
  z-index: 1;
}

/* Tax Badge */
.pcalc-tax {
  margin-top: 12px;
  position: relative;
  z-index: 1;
}

.pcalc-tax-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  border-radius: 8px;
  background: rgba(20, 108, 46, 0.2);
  color: #6ee69a;
  font-size: 0.82rem;
  font-weight: 600;
}

.pcalc-tax-badge svg {
  flex-shrink: 0;
  stroke: #6ee69a;
}

/* Cover Info */
.pcalc-cover-info {
  display: flex;
  gap: 16px;
  margin-top: 14px;
  padding-top: 12px;
  border-top: 1px solid rgba(255,255,255,0.08);
  position: relative;
  z-index: 1;
}

.pcalc-cover-info span {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 4px 12px;
  border-radius: 6px;
  background: rgba(255,255,255,0.08);
  font-size: 0.78rem;
  font-weight: 600;
  color: rgba(255,255,255,0.7);
}

/* Disclaimer */
.pcalc-disclaimer {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  margin-top: 16px;
  padding: 12px 14px;
  border-radius: 8px;
  background: var(--soft);
  color: var(--muted);
  font-size: 0.78rem;
  line-height: 1.5;
}

.pcalc-disclaimer svg {
  flex-shrink: 0;
  margin-top: 1px;
  stroke: var(--muted);
}

/* CTA Button */
.pcalc-cta {
  width: 100%;
  margin-top: 14px;
  text-align: center;
  font-size: 0.95rem;
}

.cta-band {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 24px;
  padding: 34px;
  border-radius: var(--radius);
  background: linear-gradient(135deg, var(--navy), #123b75);
  color: var(--white);
  box-shadow: var(--shadow);
}

.cta-band h2 {
  color: var(--white);
}

.site-footer {
  padding: 54px 0 26px;
  color: rgba(255, 255, 255, 0.78);
  background: #06142c;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 26px;
  margin-bottom: 30px;
}

.site-footer h3 {
  color: var(--white);
}

.footer-links {
  display: grid;
  gap: 8px;
}

.footer-links a:hover {
  color: var(--gold-2);
}

.footer-bottom {
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  font-size: 0.9rem;
}

.floating-actions {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 40;
  display: grid;
  gap: 10px;
}

.float-btn {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--white);
  font-weight: 900;
  font-size: 0;
  box-shadow: 0 12px 26px rgba(7, 26, 58, 0.24);
}

.float-whatsapp {
  background: #128c7e;
}

.float-call {
  background: var(--gold);
}

.float-btn img {
  width: 30px;
  height: 30px;
  object-fit: contain;
}

.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.blog-meta,
.small-note {
  color: var(--muted);
  font-size: 0.92rem;
}

.partner-logo {
  display: inline-grid;
  place-items: center;
  min-height: 76px;
  padding: 12px 18px;
  border-radius: 8px;
  color: var(--navy);
  background: linear-gradient(135deg, #fff6df, #ffffff);
  border: 1px solid rgba(201, 154, 53, 0.28);
  font-size: 1.35rem;
  font-weight: 900;
}

@media (max-width: 960px) {
  .nav-toggle {
    display: block;
  }

  .site-nav,
  .nav-cta {
    display: none;
  }

  .site-header.is-open .site-nav,
  .site-header.is-open .nav-cta {
    display: grid;
    width: 100%;
  }

  .site-header.is-open .nav-wrap {
    align-items: start;
    flex-wrap: wrap;
    padding: 16px 0;
  }

  .site-header.is-open .site-nav {
    gap: 8px;
    order: 3;
  }

  .site-header.is-open .nav-cta {
    order: 4;
    grid-template-columns: 1fr 1fr;
  }

  .trust-grid,
  .grid-4,
  .grid-3,
  .split,
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .cta-band {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .top-strip .container,
  .hero-actions,
  .site-header.is-open .nav-cta {
    display: grid;
  }

  .hero {
    min-height: 720px;
  }

  .hero::before {
    background: linear-gradient(180deg, rgba(7, 26, 58, 0.96) 0%, rgba(7, 26, 58, 0.82) 58%, rgba(7, 26, 58, 0.5) 100%);
  }

  .section {
    padding: 58px 0;
  }

  .trust-grid,
  .grid-4,
  .grid-3,
  .grid-2,
  .split,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .trust-item {
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }

  .trust-item:last-child {
    border-bottom: 0;
  }

  .form-panel,
  .pcalc,
  .card,
  .cta-band {
    padding: 0;
  }

  .pcalc-header {
    padding: 22px 20px 18px;
  }

  .pcalc-type-selector {
    padding: 16px 20px 0;
  }

  .pcalc-body {
    padding: 0 20px 20px;
  }

  .pcalc-result-amount {
    font-size: 1.75rem;
  }

  .pcalc-result-card {
    padding: 18px;
  }

  .pcalc-cover-info {
    flex-wrap: wrap;
    gap: 8px;
  }

  .form-panel,
  .card,
  .cta-band {
    padding: 20px;
  }
}