.card .icon { margin-bottom: 14px; }

.faq-list {
  display: grid;
  gap: 10px;
  max-width: 780px;
  margin-inline: auto;
}

.faq-item {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  transition: border-color 0.2s;
}

.faq-item[open] {
  border-color: var(--gold);
}

.faq-item summary {
  padding: 16px 20px;
  font-weight: 650;
  cursor: pointer;
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  transition: color 0.2s;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "+";
  font-size: 1.3rem;
  font-weight: 300;
  color: var(--gold);
  flex-shrink: 0;
  transition: transform 0.2s;
}

.faq-item[open] summary::after {
  content: "−";
  transform: rotate(180deg);
}

.faq-item[open] summary {
  color: var(--gold);
}

.faq-item p {
  padding: 0 20px 18px;
  margin: 0;
  color: var(--muted);
  line-height: 1.7;
}

.cta-band.section-soft {
  text-align: center;
}